earnest inc.

Founded in 2013 and acquired by Navient in 2017, Earnest is a fintech lender that uses a data-driven approach to provide more personalized financial products. The company's mission is to make higher education more accessible and affordable for everyone by offering lower interest rates based on a holistic review of a borrower's financial profile. Earnest provides a range of lending products, including private student loans for current students, student loan refinancing for graduates, and personal loans.