Conifer Insurance Company

Conifer Insurance Company is a Michigan-domiciled property and casualty insurer that focuses on providing specialty insurance products to commercial clients in niche markets. Founded to serve businesses that are often overlooked by larger carriers, Conifer specializes in E&S (Excess and Surplus) lines, offering coverage for unique and hard-to-place risks. Their primary lines of business include hospitality (such as bars, taverns, and restaurants), artisan contractors, and security services. The company operates through a select network of wholesale agents and brokers, emphasizing strong underwriting discipline and responsive claims handling.