cheddars

Cheddar Payments Limited, operating as Cheddar, is a fintech company founded in 2021 with a mission to simplify payments for businesses and consumers. The company offers a payment processing solution that leverages open banking and direct debit to facilitate both one-time and recurring payments. Its core business model disrupts traditional payment providers by charging a flat, low-cost monthly fee instead of a percentage-based fee on each transaction, making it particularly attractive for small to medium-sized businesses looking for predictable payment processing costs.