Capital Credit Union UK

Founded in 1989, Capital Credit Union is one of the largest credit unions in the UK, serving over 25,000 members primarily in the East of Scotland. As a not-for-profit financial cooperative, it is owned and run by its members. Its mission is to provide affordable financial services, including savings accounts, personal loans, and mortgages, while promoting financial well-being and keeping money within the local community. Unlike traditional banks, any profits generated are returned to members through dividends or reinvested to improve services.