Arch MI

Arch Mortgage Insurance Company (Arch MI) is a key subsidiary of Arch Capital Group Ltd. and a prominent provider of private mortgage insurance (MI) in the U.S. The company offers innovative MI solutions to lenders, such as banks and credit unions, which protects them from losses if a borrower defaults on a mortgage. By mitigating this risk, Arch MI enables lenders to offer home loans to a wider range of borrowers, particularly those with lower down payments. The company was established through Arch Capital Group's acquisition of CMG Mortgage Insurance Company and certain assets from PMI Mortgage Insurance Co. in 2014, and it has since grown to be a significant force in the mortgage finance industry.