AFA AG

Founded in the early 1990s by S. Schmidt, AFA AG (Allgemeine Finanz- und Assekuranzvermittlung) has established itself as a major financial sales and distribution company in Germany. The company's mission is to offer comprehensive and systemic financial consulting to private individuals, covering areas such as insurance, retirement planning, asset accumulation, and real estate financing. It operates through a large network of independent agents and brokers, utilizing a multi-level marketing (Strukturvertrieb) business model to reach its clients across the country.