Zidisha

Zidisha is a 501(c)(3) non-profit organization that operates the first direct peer-to-peer (P2P) microlending platform connecting lenders and borrowers across international borders without local intermediaries. Its mission is to bridge the global capital and opportunity gap by providing affordable and accessible loans to entrepreneurs in developing nations. Founded by Julia Kurnia, the platform allows individuals to lend small amounts of money directly to business owners, who can then use the capital to grow their ventures. Zidisha's model aims to reduce the high costs associated with traditional microfinance by leveraging technology to facilitate a direct connection, fostering communication and a reputation-based credit system.