Wave

Founded in 2010 by Kirk Simpson and James Lochrie, Wave Financial Inc. is a financial technology company on a mission to empower brave entrepreneurs. The company provides a platform of integrated financial tools for small businesses and freelancers, including free software for accounting, invoicing, and receipt tracking. Wave generates revenue primarily through its embedded financial services, such as Wave Payments for processing credit card and bank payments, and Payroll. In 2019, Wave was acquired by H&R Block, but it continues to operate as an independent brand, focusing on simplifying financial management for the self-employed.