Ragapay LTD

总体想法

We suspect Ragapay is part of a coordinated scam operation — here's our experience through Ragapay review We initially worked with a company called EspertoPay, but after weeks of silence and no settlement, we started investigating — and found strong signs that Ragapay, EspertoPay, and the company mentioned in this review are all operated by the same team. Here’s what happened: We paid 2,000 USDT as an integration/setup fee to EspertoPay. We were told that the settlement would follow a T+7 schedule, and no mention was ever made of a minimum processing volume. Once we started processing and reached several thousand USD, we asked about the first settlement. Only then did they mention a supposed $10,000 minimum — something that was never disclosed at the start. This was already suspicious, but we decided to continue in good faith. In total, we processed $12,117 USD in deposits — well over their “minimum” — and still received nothing. No settlement. No response. No refund of the setup fee. Just complete silence. At the time of writing, this company is holding: 2,000 USDT in setup fees $12,117 USD in processed funds We made it clear that this was a test run, and that we needed to complete the full transaction cycle — including settlement — before moving forward. They completely ignored this and went silent when payout was requested. The more we investigated, the clearer it became: the tactics, the communication style, even the excuses and delays — they perfectly match what’s being reported about Ragapay on other platforms. In our opinion, this is not a coincidence — it’s likely part of a coordinated scam involving multiple brand names and websites. If you’re reading this and considering working with Ragapay, please be extremely cautious. Our company lost over $14,000 USD, and we’re sharing this publicly to warn others and help prevent more victims.

总体想法

We were scammed $100k by this provider. I collected all the evidences and chat history with Andrew on telegram I wish I could share with the community so you don't be scammed by this provider. We sent the 3000 setup fee on Dec 7th and then started processing with Ragapay on Dec 16th 2024. The agreement was T+7 on a weekly settlement. The processing was initially good. According to my record we processed 100k from Dec 16th to Dec 27th 2024. Andrew promised the first settlement on Dec 30th. But right before the settlement day, Andrew sent a "customer dispute" saying because of the dispute the MID was deactivated and fund was frozen. I asked for official documents from the bank but Andrew didn't provide. So far we received nothing. Tried hardly negotiating with Andrew I said they can just send 50% of the money to us. But they didn't. They threaten me "DO NOT text him" again. Be very cautious if you are going to work with this provider

总体想法

Scam, Fraud and thieves, paid twice and vanished after claiming bank has issues with the account with no proof for their claims

总体想法

Ragapay LTD i recommended you the best in all your business aspects. You make standard and great service to people. I like your experience.

总体想法

Ragapay LTD is an exceptional payment processing company that has revolutionized the way businesses handle transactions. Their seamless and secure platform has greatly simplified the payment process, allowing me to accept payments from customers around the world effortlessly. With Ragapay, I no longer have to worry about complex integrations or security issues. Their transparent fee structure and excellent customer support make them a trusted partner for my business. I highly recommend Ragapay LTD to any business looking for a reliable and efficient payment processing solution.