Klump is a Nigerian financial technology company founded in 2021 that provides flexible payment solutions for both consumers and merchants. Its core service is a "Buy Now, Pay Later" (BNPL) platform that enables customers to purchase items and pay for them in four equal installments over a period of three months, without interest. Klump's mission is to make products and services more accessible to a wider range of consumers by offering alternative credit and payment options at the point of sale, both online and in-store.