Datacultr

Founded to drive financial inclusion, Datacultr has developed a sophisticated B2B platform that reduces the risk of lending for financial institutions, device manufacturers, and telecom operators. By turning the smartphone itself into virtual collateral, the platform allows lenders to manage the entire device lifecycle, from digital onboarding and credit risk assessment to risk management through features like remote device locking for non-payment. This technology unlocks access to credit for millions of consumers who lack a traditional credit history, enabling them to purchase smartphones and access the digital economy.