Cuscal

Established in 1992 as the Credit Union Services Corporation Australia Limited, Cuscal has evolved to become a cornerstone of the Australian payments ecosystem. It operates as an Authorised Deposit-taking Institution (ADI) regulated by APRA, serving a diverse client base including mutual banks, credit unions, major banks, and fintechs. Cuscal's core mission is to enable its clients to compete and innovate by providing a comprehensive suite of services, including card and acquiring solutions, real-time payments through the New Payments Platform (NPP), fraud prevention, and data & AI services. The company acts as a critical infrastructure partner, connecting its clients to various domestic and international payment schemes.