Capital on Tap

Founded in 2012, Capital on Tap's mission is to help small businesses thrive by providing them with simple and instant access to working capital. The company's core product is a business credit card that offers high credit limits, uncapped cashback rewards, and integration with accounting software, without an annual fee. Initially launched in the UK, Capital on Tap has since expanded into the US market in 2021, partnering with WebBank for card issuance. Having provided over £4 billion in funding to more than 200,000 small businesses, it has established itself as a leading fintech lender in the SME sector.