BTI Payments Philippines, Inc.

BTI Payments Philippines, Inc. was established in 2015 as a subsidiary of BTI Payments Singapore. The company is a Bangko Sentral ng Pilipinas (BSP) registered Operator of Payment System (OPS) and functions as the largest Independent ATM Deployer (IAD) in the country. Its core mission is to enhance financial inclusion by deploying ATMs in areas with limited or no bank presence. Under its consumer-facing brand, Pay&Go, the company operates a nationwide network of ATMs and self-service payment kiosks that offer services such as cash withdrawal, balance inquiry, bills payment, and mobile phone top-ups (e-load).