AOV Collectief

AOV Collectief is a Dutch brand specializing in disability insurance (Arbeidsongeschiktheidsverzekering or AOV) for entrepreneurs and self-employed professionals (ZZP'ers). It operates as a brand name of TAF B.V., which is an authorized agent for multiple insurance carriers. The company's mission is to make disability insurance simple, understandable, and affordable by leveraging a collective purchasing model. This model allows them to negotiate lower premiums and better conditions with insurers like Movir and elipsLife, which they then pass on to their members. They focus on a streamlined online application process, making it easier for entrepreneurs to secure coverage against loss of income due to illness or accident.