1st Capital Bank

Founded in 2007, 1st Capital Bank is a community bank headquartered in Monterey County, California. Its mission is to serve the financial needs of local businesses, professionals, and individuals by providing personalized banking solutions and fostering strong community relationships. The bank offers a comprehensive suite of services including personal and business banking, commercial lending, and real estate financing. In 2022, 1st Capital Bancorp, the parent company of 1st Capital Bank, was acquired by and merged with Westbound Bank, but it continues to operate under the 1st Capital Bank brand name.