Fondo MIVIVIENDA S.A.

Fondo MIVIVIENDA S.A. is a state-owned company under private law, attached to Peru's Ministry of Housing, Construction, and Sanitation, with its shares held by the National Fund for the Financing of State Business Activity (FONAFE). Its mission is to facilitate access to private housing solutions for the population, particularly focusing on low and middle-income segments. The company achieves this by developing specialized financial products and services, such as the "Nuevo Crédito MIVIVIENDA" and the "Techo Propio" programs, operating primarily as a second-tier bank that channels resources through other financial institutions (IFIs) across the country.