EPF Malaysia

The Employees Provident Fund (also known by its Malay acronym, KWSP) is a social security institution established in 1951, operating under the purview of the Ministry of Finance, Malaysia. Governed by the Employees Provident Fund Act 1991, its primary mission is to provide retirement benefits for its members through the management of their savings in a secure and efficient manner. EPF mandates contributions from both employees and employers and invests these funds across a diversified portfolio of assets to generate returns, helping Malaysians finance their retirement.