E-Settlement Limited

Founded in 2013, E-Settlement Limited (ESL) is a leading financial technology firm in Nigeria dedicated to empowering small and medium-sized enterprises (SMEs) and individuals by providing accessible and affordable financial services. The company's mission is to foster financial inclusion across Africa by building a robust ecosystem of payment solutions. Its core products include PayCentre, a leading agency banking network; PayPad, a payment terminal service provider (PTSP) solution for merchants; and CashEnvoy, a secure online payment gateway. ESL is licensed by the Central Bank of Nigeria (CBN) as a Super Agent and a Payment Terminal Service Provider (PTSP).