deutsche bildung ag

Founded in 2007, Deutsche Bildung AG provides an alternative to traditional student loans based on the principle of a "reversed generational contract." The company raises capital from private and institutional investors into a fund, which is then used to finance students' living expenses and tuition fees. In return, graduates pay back a pre-determined percentage of their future income for a fixed period once they start working and earn above a minimum threshold. This model aims to enable access to education regardless of a student's financial background while offering investors a socially responsible investment opportunity in the "asset class of education."