Cenlar FSB

Founded in 1912 as the Centennial Savings and Loan Association, Cenlar FSB is a federally chartered, employee-owned wholesale bank. For over 40 years, it has specialized as the leading mortgage subservicer in the United States. The company's core business is to perform the day-to-day administrative tasks of mortgage servicing on behalf of other financial institutions, such as banks, credit unions, and mortgage lenders. Cenlar does not originate loans but partners with its clients to manage their mortgage portfolios, handling tasks like payment processing, escrow management, and customer service for homeowners.