1st 2nd Mortgage Company of N.J., Inc.

Founded in 1988, 1st 2nd Mortgage Company of N.J., Inc. is a family-owned and operated residential mortgage lender based in Ridgewood, New Jersey. The company positions itself as a direct lender, not a broker, handling all aspects of the mortgage process from application to closing in-house. It specializes in various mortgage products including home purchase loans, mortgage refinancing, and home equity loans (second mortgages), aiming to provide competitive rates and personalized customer service.