Kin Financial

Founded in 2016 by Sean Harper and Lucas Ward, Kin Insurance is a modern insurtech company that leverages data and technology to provide simple, affordable home insurance. The company's mission is to serve homeowners in regions most impacted by climate change and severe weather, such as Florida, California, and Louisiana. By using thousands of data points to assess risk more accurately and selling directly to consumers online, Kin aims to offer better coverage at a lower price. It operates as a reciprocal insurance exchange, meaning the company is owned by its policyholders.