Fundusz Hipoteczny Familia S.A.

Founded in 2008, Fundusz Hipoteczny Familia S.A. is the first and one of the largest companies in Poland operating in the reverse mortgage market. The company's mission is to improve the financial situation of Polish seniors by offering them a lifetime annuity (umowa o dożywocie). This service allows property owners, typically retirees, to receive regular, lifelong payments while continuing to live in their homes, in exchange for transferring the property's title to the fund upon their death. The company operates using its own capital and positions itself as a stable and experienced partner for seniors looking to unlock equity from their real estate.