Flatpay

Founded in 2022, Flatpay is a Danish fintech company aiming to simplify in-person payment processing for small and medium-sized merchants. The company's core product is a point-of-sale (POS) payment terminal combined with a transparent pricing model: no monthly subscriptions or hidden fees, just one low, flat rate for all card types. Flatpay's mission is to provide affordable and straightforward payment solutions to businesses that have traditionally been underserved by complex and expensive legacy systems. The company has expanded from its initial market in Denmark to also serve businesses in Finland and Germany.