FINO

Fino Payments Bank commenced its operations in 2017, after evolving from its parent company, Fino Paytech, which was established in 2006. The company's core mission is to enhance financial inclusion for India's underbanked and unbanked populations. It operates on a unique "phygital" model, combining a physical network of merchants, hubs, and branches with digital platforms to deliver banking services. Fino offers savings and current accounts, domestic money transfers, utility bill payments, and provides access to third-party financial products like insurance and loans. The company is publicly listed on the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE) of India.