credit data research

Founded in 2016, Credit Data Research Limited is a financial technology company focused on transforming the commercial lending market. Its mission is to make SME lending more efficient, accurate, and inclusive by leveraging advanced data analytics and Open Banking. The company's core product, Credit Passport®, is a real-time credit scoring platform that provides lenders with a comprehensive view of a small or medium-sized enterprise's (SME) financial health, enabling faster and more informed lending decisions. The company is authorised and regulated by the Financial Conduct Authority (FCA) as an Account Information Service Provider (AISP).