Cardinal

Founded in 1999 and acquired by Visa in 2017, CardinalCommerce is a global leader in authenticating digital transactions. The company's mission is to enable authenticated payment transactions in the card-not-present (CNP) space, helping to reduce fraud and false declines while increasing sales and improving the consumer purchasing experience. Its core product, the Cardinal Centinel platform, supports various authentication technologies like 3-D Secure, EMV 3DS, and other card-brand programs, acting as a universal hub for transaction authentication.