Capital First Finance

Founded in 2012 by V. Vaidyanathan, Capital First Limited was a prominent Indian Non-Banking Financial Company (NBFC) specializing in providing debt financing to Micro, Small, and Medium Enterprises (MSMEs) and Indian consumers. The company experienced significant growth by leveraging technology to build a diversified retail loan book. On December 18, 2018, Capital First completed its merger with the infrastructure lender-turned-bank, IDFC Bank. The merged entity was renamed IDFC FIRST Bank, creating a full-service universal bank offering a wide range of products including savings and current accounts, loans, credit cards, investments, and wealth management services across India.