American Recovery Service

Founded over two decades ago, American Recovery Service (ARS) has grown into a leading national repossession servicing company. ARS partners with banks, credit unions, and other financial institutions to manage the asset recovery process for defaulted loans, primarily focusing on vehicle repossessions. The company emphasizes a compliance-first approach and leverages its proprietary technology platform, Digital-Core®, to streamline operations, manage a network of over 700 recovery agents across the country, and provide clients with real-time data and transparency.