1LINK (Pvt) Limited

1LINK (Pvt) Limited is a consortium of 11 major banks in Pakistan and was the country's first designated Payment System Operator (PSO) and Payment Service Provider (PSP) licensed by the State Bank of Pakistan. Established to create a shared financial platform, it operates as the backbone of Pakistan's digital payment infrastructure. Its services include ATM switching, inter-bank fund transfers (IBFT), bill payment services (PayPak), and providing a gateway for various financial and non-financial transactions, connecting all commercial and microfinance banks in the country.