Independent Pension Specialists

Independent Pension Specialists Ltd is an independent financial adviser (IFA) in the United Kingdom focused exclusively on pensions and retirement planning. The firm provided advice on a range of products including personal pensions, company pensions, pension transfers (including defined benefit schemes), and retirement options such as annuities and income drawdown. Although the company remains registered, the UK's Financial Conduct Authority (FCA) issued a Final Notice in December 2022 cancelling the firm's permissions to conduct regulated activities due to failings related to its pension transfer advice and inability to meet regulatory requirements.