Dot Dot Loans

Dot Dot Loans was an online lending brand and a trading name of Morses Club Limited. It specialised in offering high-cost, short-term loans ranging from £100 to £1000, with repayment terms from 3 to 9 months. The company positioned itself as a responsible alternative to traditional payday lenders, emphasizing no hidden fees or late payment charges. However, along with its parent company, it faced significant financial pressure due to a large volume of customer complaints and redress claims related to historical unaffordable lending. This ultimately led to the parent company entering administration, and the Dot Dot Loans brand ceased all lending operations in 2023.