Cred Loans

Founded in 2018 by Kunal Shah, CRED is a high-trust community for individuals with high credit scores in India. The platform's primary function is to streamline the credit card payment process and reward users with "CRED coins" for paying their bills on time. Leveraging its user base of creditworthy individuals, CRED has expanded its offerings to include a range of financial services, such as rent payments (CRED RentPay), e-commerce (CRED Store), and flexible personal loans (CRED Cash). The company's mission is to create a virtuous cycle of financial responsibility and provide exclusive rewards and services to its members.