branch financial group

Founded in 2015 by Matt Flannery and Daniel Jung, Branch International is a financial technology company with a mission to deliver world-class financial services to the mobile generation. The company uses smartphone data and machine learning algorithms to determine creditworthiness, allowing it to provide instant, unsecured microloans to users through its mobile application. Beyond lending, Branch has expanded its offerings to include free, high-yield savings accounts, funds transfers, and bill payments, positioning itself as a comprehensive digital bank for underserved populations in Africa and Asia.