Banking and Financial Services Oath

The Banking and Finance Oath (BFO) is an independent, not-for-profit organisation established to strengthen the ethical foundation of the banking and finance industry. It encourages individuals within the industry to voluntarily take an oath, committing to uphold a set of ethical principles that places the interests of the customer first, thereby building public trust and confidence. The BFO was developed in response to the need for a higher standard of conduct and professionalism in the wake of global financial crises and local industry reviews. It provides a framework and community for professionals to support and encourage ethical decision-making throughout their careers.