Phlex Payment Limited is a financial technology company authorized by the UK's Financial Conduct Authority (FCA) as an Electronic Money Institution. The company specializes in providing comprehensive B2B payment services designed to simplify international commerce. Its core offerings include dedicated multi-currency virtual IBANs (in EUR, GBP, USD, etc.), cross-border payment processing, foreign exchange (FX) services, and API integration for businesses to streamline their financial operations. Phlex aims to offer a modern, efficient, and secure alternative to traditional banking for companies managing global payables and receivables.