Kandoor is an initiative by major Dutch pension providers APG and PGGM, designed to make financial knowledge more accessible to the public. The platform uses a combination of smart technology, like chatbots, and a community of financial experts (the "Kandoor Gidsen") to provide clear and independent answers to questions about pensions, mortgages, taxes, and other money matters. Kandoor's mission is to empower individuals to make better-informed financial decisions for their future without directly selling financial products.