IXOPAY

IXOPAY, part of the IXOLIT group, is an independent, scalable and PCI-certified payment orchestration platform for White Label Clients and Enterprise Merchants. The easily extendable architecture provides intelligent routing and cascading functions as well as state-of-the-art risk management, automated reconciliation, and settlements along with plugin-based integration of Acquirers, PSPs and 3rd-party providers. IXOPAY provides merchants with the necessary features to quickly and effectively enter new markets. It facilitates the integration of preferred payment methods and reduces the time and effort needed for managing a complex payment architecture. Acquirer-agnostic payment setups guarantee flexibility and control, helping merchants reduce costs, maintain independence, and improve conversion rates.. With IXOPAY users benefit from full support for 3DSv2 strong customer authentication, enabling the uninterrupted processing of payments. IXOPAY’s flexibility and connectivity ensures that the best fees and conversion rates are achieved. The secure and independent PCI-DSS vault allows merchants to store customer payment instruments, giving them flexibility as well as enabling a seamless user experience. Via just one API merchants can leverage: Smart Transaction Routing - improve authorisation rates & lower processing fees Real-time Transaction Monitoring & Reporting - full transparency of the payments life cycle Reconciliation & Settlements - consolidated data simplifying analysis & integration Recurring Payments & scheduler - automated payment collection for subscription services Transaction Pooling - increased transparency via centralized dashboards allow merchants to monitor their transactions with ease Fee Management - full transparency of payment fees at all times Risk Management & Fraud Prevention - protect against fraud, increase authorization rates by sending transactions to the best-suited processors based on their risk scores Customer Payment Profiles - save payment preferences of individual customers and display them across all your websites to ensure a seamless experience for the user Various Integration Options - streamlined checkout scenarios for any device Secure Payouts - complete control over financial disbursements Access to multiple (175+) Acquirers, PSPs, and alternative payment methods via a single API PCI-compliant card vaulting - flexible, secure and independent vaulting for payment instruments improving repeat purchases with a frictionless checkout Card updater - up to date payment information lowering declined transactions and churn Pay by link - securely send payment requests via multiple channels, increasing sales avenues for the merchant Network Tokenization - frictionless secure payments for customer and merchant