ferratum finland oy

Originally founded in Finland in 2005, Ferratum was a pioneer in mobile microlending in Europe. The company grew into an international provider of mobile banking and digital consumer and small business loans. In 2021, the parent entity, Ferratum Group, rebranded to Multitude SE to reflect its broader strategy of becoming a regulated fintech growth platform. Ferratum remains one of Multitude's core brands, focused on providing fast, accessible, and fully digital consumer lending services, such as flexible credit lines and installment loans, to customers through its mobile-first platform.