EthicHub

Founded in 2017, EthicHub was created to address the financial exclusion of smallholder farmers who lack access to affordable credit in the traditional banking system. The company operates a blockchain-based platform that allows investors (lenders) from around the world to directly fund the working capital needs of agricultural communities, primarily in Latin America. By using a system of mutual collateral and its native utility token (ETHIX), EthicHub aims to reduce risk and provide loans at significantly lower interest rates than local alternatives, promoting a profitable social impact for both the farmers and the investors.