Carat Card

Carat Card, a service by CARAT GROUP LTD, provides a high-end payment solution aimed at individuals seeking premium financial services. Their core product is the Carat Onyx Card, a metal Mastercard that comes with a dedicated IBAN account supporting both EUR and GBP. The service emphasizes high spending limits, global acceptance, low foreign exchange fees, and enhanced security features. Although CARAT GROUP LTD is registered in the UK, it is not directly regulated; instead, it operates as a distributor for Transact Payments Malta Limited (TPML), which is the regulated entity that issues the card and provides the payment services.