Brighter Investment

Brighter Investment is an impact-driven educational finance company that provides funding for the tertiary education of students, primarily in Ghana. Instead of traditional loans, the company uses an Income Sharing Agreement (ISA) model. Investors provide the capital to fund a student's education, and in return, graduates pay back a pre-agreed percentage of their income for a fixed number of years once they are employed and earning above a minimum threshold. This model aims to align the interests of investors with the success of the students, reduce student debt burden, and provide a viable investment vehicle for individuals seeking social impact returns. The company was founded to tackle the lack of access to higher education financing in developing countries.