Blank Financial Technology

Founded in 2013 by Zach Perret and William Hockey, Plaid's mission is to democratize financial services through technology. The company has built a data transfer network that powers various fintech and digital finance products by enabling applications to securely connect with users' bank accounts. This allows consumers to share their financial data with apps and services like Venmo, Robinhood, and Betterment for purposes such as account verification, payment processing, and personal finance management. Plaid acts as a critical infrastructure layer for the modern financial technology ecosystem.