Founded in 2002, BillBird S.A. is a technology and financial services company based in Poland. It operates as a "Krajowa Instytucja Płatnicza" (National Payment Institution), licensed and supervised by the Polish Financial Supervision Authority (KNF) since 2013. The company's core business is the facilitation of non-cash payments, focusing on providing a network for consumers to pay recurring utility bills ("Moje Rachunki") and purchase prepaid top-ups (e.g., for mobile phones) at thousands of points of sale across Poland, as well as online. BillBird acts as an intermediary, providing the infrastructure for payment acceptance and settlement between individual customers and a wide range of service providers.