Armadillo is a B2B service designed to help startups and small-to-medium-sized businesses establish and build their business credit scores. The company's platform allows businesses to connect their financial accounts and select recurring vendor payments—such as rent, utilities, and software subscriptions—to be reported to commercial credit bureaus like Equifax and Creditsafe. This process helps companies create a positive credit history based on payments they are already making, which can improve their ability to secure financing, loans, and better terms from suppliers in the future.