Acra Lending

Founded in 2013 as Citadel Servicing Corporation and rebranded to Acra Lending in 2021, the company is a leading provider of Non-QM mortgage solutions in the United States. Acra focuses on providing financing for borrowers with unique credit situations who may not qualify for traditional mortgage products. The company operates through wholesale, correspondent, and retail channels, working with mortgage brokers and directly with consumers to offer a diverse range of loan programs, including bank statement loans, investor cash flow loans, and options for foreign nationals.