AAA Northern California, Nevada, & Utah Insurance Exchange

AAA Northern California, Nevada & Utah Insurance Exchange is an inter-insurance exchange that functions as a reciprocal insurer for AAA members. Founded as part of the larger AAA federation, which began as the California State Automobile Association in 1900, the Insurance Exchange is a separate entity that underwrites and provides insurance policies. Its mission is to deliver reliable insurance products, legendary service, and peace of mind to its members. The company operates on a member-owned model, meaning its policyholders are its owners, and it focuses on providing value and service rather than generating profit for external shareholders.