72 FINANCIAL, LLC is an independent financial services firm based in Fort Collins, Colorado. Founded by Matt Torrent, the company specializes in retirement planning and wealth management. Their stated mission is to help clients navigate the complexities of their financial lives to achieve a "meaningful retirement." They utilize a proprietary planning framework called the "Meaningful Retirement Process™" which focuses on helping clients define their goals, optimize their resources, and protect their future through personalized investment management and financial advice.