Ram Holdings

RAM Holdings is a leading provider of independent credit research and advisory services. Their forte is in the provision of unparallelled insights into the Malaysian bond market – to help guide their clients’ decision-making processes – and also in other value-added services that complement their requirements. RAM Holdings (formerly known as Rating Agency Malaysia Berhad) was established in November 1990 as a catalyst for the domestic debt-capital market and as the nation’s first credit-rating agency. Their shareholders comprise both local and foreign financial institutions. On 1 July 2007, their rating operations were novated to a newly formed subsidiary, RAM Rating Services Berhad (“RAM Ratings”). Today, RAM Holdings spearheads the cultivation of new businesses and continues to provide training as well as economic research that promotes financial and credit expertise, in addition to soft skills. Their flagship subsidiary, RAM Ratings, offers credit-rating services to Their local and international clients. RAM Holdings is a member of the Association of Credit Rating Agencies in Asia (or ACRAA). Meanwhile, a unit within the holding company provides training and educational services on financial and capital-market skills – an area in which they possess close to 2 decades of experience. Through their solid infrastructure and diverse skill sets, they are able to assign expert teams that provide in-depth analysis on the domestic debt-capital market – to both issuers and investors – as well as educational services. As the nation’s premier credit-rating agency and provider of advisory services, they are well poised to provide insightful advice and service of exceptional quality, integrity and objectivity - domestically, regionally and internationally.